Consider an Adjustable Rate

With fixed rate mortgages as low as they are, most purchasers or owners wanting to refinance might not even consider

Realize Tax Savings Sooner

A homeowner’s tax saving benefit is generally realized when they file their federal income tax return after the money has

Talking Points with an Agent

A list of talking points can be very valuable to guide the conversation with an agent that will lead to

Relax…There’s an Alternative

Is the stock market keeping you up at night?  Are you consuming more antacids than ever before?  Are the ups

Save Interest, Build Equity & Shorten the Term

If you invest in a savings account, you’ll make less than 1% and would have to pay income tax on

Enjoy Your Improvements and Profit by Them

Homeowners can raise the basis or cost in their home by money spent on capital improvements. The benefit is that

Opportunity Costs

Sometimes, there are costs associated with not taking a particular action.  If a person left their money in a certificate

Crafting an Acceptable Offer

An agent was presenting a contract to a single, senior woman who was moving into a retirement home.  It was a full


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